Europe – We gallivanted around it. Here’s how much it cost.

Europe: View of St. Bavo's in Gent, Belgium

Way back in this post, I mentioned Europe and our intention to travel there to celebrate our 5th wedding anniversary — we bought plane tickets and everything. Originally, our plan was to fly into Germany and do a loop of the Bavarian region of Germany. Next, we’d head south to Venice, cutting across to Slovenia, meandering back up through Austria, and finally flying back out of Germany.

One problem: flights out of Montana trend pricier because we’re not a major hub. I thought I could outsmart the system. So I bought a round-tripper from Denver to Munich. Only $655 per person! Trips from here to Denver typically run cheap, I remembered, so this will be great. 


Trips through Denver to other locations run cheap. Direct flights do not. On top of this, making sure the flight itineraries lined up became an issue. However, I found an early morning flight that would get us into Denver well before our flight straight to Munich left.

No sweat.

Five months later, I received an email. It was from our friends at American Airlines informing us our flight out of Denver now left six hours earlier!

Damn it.

We could not make that flight without flying into Denver the night before, getting a place to stay, etc. which would really balloon our costs. This wasn’t cool. If I canceled the tickets, we’d most likely be on the hook. So what did I do? I started Googling the shite (as they say) out of the internet. Guess what! American Airlines, like all airlines, has a little manifesto called a “contract of carriage.” In this contract, it states that if a flight is changed by more than four hours, you’re entitled to a full refund. Huzzah.

Sneaky Airlines

So I called up American Airlines and told them the situation and how I wanted to cancel the tickets. The spokeswoman informed me that if I canceled the tickets, I would get a credit for half the cost and could use to book another flight.

I thought “what?”

So I told her “in your contract of carriage it states that if a flight schedule is changed more than fou…”

She quickly cut me off “Oh. Let me transfer you to another representative who can help you get your full refund.”

She knew. They probably don’t expect the average Joe reading their insane contract of carriage–but I am no average Joe! I have way too much time on my hands, lady! So I received the full refund.

However, since five months had passed, the original flight to Germany had gone up considerably in price. Undeterred, I thought “we can go anywhere in Europe and it will rock.” Turns out, flights to London are cheap.  

Europe, Take Two

Though we wanted to visit Scotland, we decided that was a trip of its own. Our new itinerary of Europe included England, Holland, and Belgium. History! Canals! Tulips! Beer! Chocolate! Fries! We embarked the last week of April. After flying out of Montana and arriving in Salt Lake City, we had a direct 12-hour red-eye flight to London. 

In preparation of this flight, I read copiously on coping with jet lag. I planned to get 5-6 hours of sleep on the flight and arrive raring to go.

Europe: London, England
So pretty! Can’t breathe. Panicking.


I slept maybe 45 minutes. Not even out of excitement. It’s just insanely uncomfortable trying to sleep on a plane. I have long legs and planes, based on their design, consider the ideal passenger be 5’3″. There was also a baby a few rows behind us who cried intermittently. I packed earplugs, travel pillow, and a sleeping mask. They did not help.

In addition to being sleep deprived,  I struggle with anxiety and this flight and the lack of sleep just exacerbated it. 

Upon arrival, I was nearly full on panic attack. I excused myself to a bathroom after landing and when I finally calmed down and came out, poor Mrs. Fi was the only passenger on the plane.

We hauled our luggage off the plane and started our trek to security. I stopped several times to rest because Heathrow is a nightmare of hallways that feel like miles when you’ve been awake for 26 hours. Mrs. Fi’s patience wore thin. We finally made it through security, found the terminal with the trains and headed into the city. Thus began our three-week adventure in Europe. 

Cost Breakdown

So what did it all cost? That’s what you came for, after all. Let’s find out!

*Quick Disclaimers*

Since this trip was in celebration of our 5th wedding anniversary, we indulged more in comfort than would be typical of us.

Second, we used credit card points, AirBnB referral discounts, and other means to cut down our spending. So I’ll try my best to highlight those savings but I may forget here and there where we found discounts. So if you tried to duplicate our trip, it probably wouldn’t cost the same.

The first number is the amount spent and the second number is the budget!

Plane Tickets $1,178/$1,300

Since our original flight to Germany cost more, we anticipated spending more. Upon booking our flight to London, not only did it cost less, but we racked up more credit card points in the five-month gap on our Capital One Venture card knocking $637 off the total cost. Cool! Note: we used Google Flights to to book out flights. Best site in our experience.

Flight Insurance $132/$100

Typically, we eschew flight insurance but on international flights, we’re not taking that risk. The original cost of $95 went up to $132 after changing our flight itinerary. This is because the ticket now included flying out of Montana instead of Denver.

Lodging $1580/$1200

We looked at everything. Hostels, VRBO, AirBnB, hotels, regular BnB’s and consistently AirBnB beat them all in cost and amenities. We wanted private rooms/bathrooms. It’s not super romantic sharing a room with 6 strangers. Maybe that’s just me?

We did book an entire flat in Amsterdam through VRBO. However, on the 2nd day in London, I received an email from the owner stating the reservation was canceled because she sold her flat. Knowing she was actively looking to sell her flat would’ve been good information to know before we booked.

Scrambling, we couldn’t find anything remotely affordable and private in Amsterdam on such short notice. So we booked a room at the Ambassador City Hotel in Haarlem. Haarlem is 15 minutes away from Amsterdam by train. The cost, while higher than our original booking, was reasonable enough. 

Europe: St. Bavo's church Haarlem, Netherlands
Literally outside our hotel doors in Haarlem. St. Bavo’s cathedral!

This is part of the discrepancy in our budget vs. what our real cost was. Part of it was also due to the fluctuation of the Pound and Euro. It really worked out for us though. We loved Haarlem and it was a great location to get to Amsterdam, Keukenhof Gardens, and Zaanse Schans.

Transportation $595/$500

Budgeting for this was a shot in the dark. We intended to use Europe’s exceptional public transportation system and didn’t use a taxi or Uber once while there.

We also walked a ton (around 7-10 miles per day) and rode bikes in three different cities. Both great ways to experience the compact towns of Europe. Still, trains, buses, and a boat trip across the English channel added up in cost. We used the Oyster Card in London (a must) but bought separate train and bus tickets in Holland. They have something like the Oyster Card but it’s costlier and since we didn’t travel intercity as much, it was unnecessary.

In Gent, we bought a city pass which included 48 hours of unlimited bus and tram rides. Awesome deal. Probably the only city card worth getting for us. The London and Amsterdam passes are hella expensive unless you are spending 10+ days in each place. You can’t possibly see all the stuff it gives you access to!

Food $982/$1000 

Oh god. The food. So much and so good.

Did we whiff on some selections? Yes. But overall, top-notch.

These countries aren’t known for their cuisine but there’s so much integration of cultures in Europe, you can find great authentic food everywhere. I will also say this: I dig the traditional English breakfast. Their bangers, while having the weirdest texture, were delicious.

Mrs. Fi and I debated which meal was best. The little French place in Cambridge? The Tapas Bar in London? Maybe Soup’r in Gent?

Hands down the worst went to this vegan restaurant in Bruges. I mean, A+ on presentation but it was gross. Disappointing since we really enjoyed a vegan buffet at a little place in London. I’m not going to name the restaurant. The server was incredibly kind. This was just not our cup of tea. They also snuck in the hottest pepper I ever tasted. No warning was given. We turned red and coughed and sputtered for probably 15 minutes.  

Europe: colorful vegan food served in Bruges, Belgium
A+ for presentation, D- for taste.


Entertainment $770/$700 

This category included site-seeing, museums, tours, and more. So where to begin? The highlights for us were a punting tour in Cambridge, the Keukenhof Gardens in Lisse, Netherlands, the canal ride in Amsterdam, Castle De Haar outside Utrecht and the Blue Forest in Halle, Belgium. While London has so much to do and see, the crowds, dreary weather, and cost probably dampened my enthusiasm for them. Though I certainly enjoyed seeing Buckingham Palace, Big Ben, London Tower, and all the other big sites.

We aren’t huge fans of museums as we prefer getting out and experience the cities and nature, but we did visit a few and the Rijksmuseum in Amsterdam was impressive. Take a look at our favorite places here!

Shopping $45/$100 

Not much to say here. We’re not shoppers, though Mrs. Fi did buy some new clothes. We did get a little cold/sore throat for a few days and needed cough drops. Their pharmacies had some dope cough drops — so strong!

Gifts $83/$100

The typical trinkets and postcards for our families. Amsterdam is hilarious because even though marijuana use is strictly regulated (I don’t think I caught a whiff of it the entire time), the souvenir shops have everything with a pot leaf on it.

House/Dog Sitter $500/$500

My brother house sat and took care of Russell (our black lab). I think they really bonded. Rusell freaks out every time he’s mentioned now.

Total $5,865/$5,500

So there it is! We went over our budget by $365. No regrets though. This was definitely a trip many would consider once in a lifetime and it is a privilege being able to afford it while still pursuing early retirement. There are many ways to see the world on all kinds of budgets. I would consider our budget moderate for two people traveling for three weeks through three countries that trend pricier than other European countries like Hungary, Slovenia, Croatia, etc. It can be done cheaper and it can be done for a lot more–it’s all about preference. 

With that, we certainly plan to go again someday. For now, I think our next big trip will be in our backyard as we’ve never been to Glacier National Park! Insanity. That ends next year.

If you plan on traveling to Europe soon and have questions, we’d love to help out if possible — we love sharing tips and advice!


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    1. Post
      Mr. Fi

      Hot damn. Must’ve been quite the trip! Personally, there’s probably a tipping point for me where how much money I spend starts subtracting from my enjoyment. Still, I’m sure the memories are invaluable. Thanks for commenting 🙂

  2. Alexa

    It’s spelled Ghent, not Gent. And there are tons of grammar errors in this, mainly smaller words, several missing “is,” “to,” “the,” etc. Deserves a good proofread.

    1. Post
      Mr. Fi

      Hi Alexa,

      It is spelled both ways actually! Ghent is the German version, Gent is Dutch and there’s a third (Gand, in French). All three dialects are prevalent depending on which part of Belgium you’re visiting. Since most of our interaction was with Dutch folk, we went with that spelling. As for the rest of the post, I’m not seeing any grammatical errors?

    1. Post
      Mr. Fi

      Yeah, it sure added up. It does depend on how you want to travel. You could do it for a lot less. Or a lot more. It’s whatever you’re comfortable with! And thank you!

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  4. Gwen @ Fiery Millennials

    I don’t know which Amsterdam you visited, but I couldn’t go anywhere in the city without smelling pot. It was so strong! (Disclaimer: I also have a super sensitive sniffer.) I went last fall after a 10 day trip to England. I went on the punting tour in Cambridge too! It’s a gorgeous old city and then had an amazing wine shop next to the canal. Glad to see you had such a great time! Happy Anniversary!

    1. Post
      Mr. Fi

      Hi Gwen,

      Probably the same one. We were only there two days though, much of it spent indoors or on a boat. Still, for a city renowned for it’s recreational weed use, I was surprised I didn’t smell it once. In cities like Seattle and Denver, I can smell it everywhere. I’ve read on travel forums that this was the case for many travelers as well – a distinct lack of pot wafting in the air. Regardless, it’s an amazing city and we wish we had more time there.

      Cambridge was great. I really loved it–great vibe, tons of history, cool buildings, punting was a blast, good food, etc. That’s another place I wish we could have spent another day or two. Thank you for the anniversary wishes 🙂

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